Your Trusted Mortgage and Insurance Advisor in Braintree
At Kings Financial, we understand that navigating the financial landscape can be challenging. That's why we're here to guide you through every step of your financial journey. As a leading mortgage advisor based in Braintree, we are committed to providing you with personalised financial solutions that fit your unique needs.
Mortgage Brokerage: Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our experienced team can help you secure the right mortgage rates and terms available from over 90 lenders.
Your home may be repossessed if you do not keep up repayments on your mortgage. A fee of up to 1% of the mortgage amount may be charged depending on individual circumstances. A typical fee is £595.
EXPERT ADVICE
At Kings Financial, we uphold the highest standards of professionalism and ethics. You can trust us to put your interests first.
PERSONALISED
SERVICE
We believe in building long-term relationships with our clients. We take the time to understand your financial goals and provide tailored solutions to meet them.
TRUST &
INTEGRITY
Our team of certified professionals bring years of industry experience and is dedicated to helping you make informed financial decisions.
Mortgage Services at Kings Financial
At Kings Financial, we understand that buying a home is one of the most significant decisions you’ll ever make. That’s why we’re committed to making the mortgage process as simple and straightforward as possible.
Our Mortgage Services
First-Time Homebuyers: We’ll guide you through the entire home buying process, helping you understand the different types of mortgages available, how much you can afford, and what your monthly payments could be.
Mortgage Refinancing: Looking to lower your monthly payments or shorten your loan term? Our team can help you determine if refinancing your mortgage is the right move for you.
Buy-to-Let Mortgages: If you’re considering investing in rental property, we can help you secure a buy-to-let mortgage that fits your investment goals.
Self-Employed Mortgages: We understand the unique challenges that self-employed individuals face when applying for a mortgage. We’ll work with you to find a solution that meets your needs.
Buy-to-Let Mortgages
Investment Property Financing: We find you the most competitive rates and flexible terms for buy-to-let mortgages, helping you maximise your return on investment.
If you’re a landlord with multiple properties, we can help you manage your portfolio more effectively with tailored mortgage solutions.
Looking to leverage the equity in your rental property? We can help you refinance your buy-to-let mortgage to unlock capital for further investment.
Ready to start or expand your property portfolio? Contact us today to schedule a free consultation.
(There is no guarantee that it will be possible to arrange continuous letting of the property, nor that rental income will be sufficient to meet the cost of the mortgage. You may have to pay an early repayment charge to your existing lender if you remortgage.)
First-Time Buyer Mortgages
Your Journey to Homeownership Begins Here.
At Kings Financial, we understand that buying your first home is a significant milestone. That’s why we’re committed to making the process as smooth and straightforward as possible.
Mortgage Pre-Approval: We’ll help you understand how much you can afford, giving you a clear picture of your budget before you start house hunting.
Homebuyer Education: We’ll guide you through the entire home buying process, from understanding mortgage rates and terms to navigating the closing process.
Affordable Mortgage Options: We work with a wide range of lenders to find you the rates and terms for your first mortgage.
Remortgage
Why Remortgage?
Remortgaging is a great way to reduce your monthly payments, consolidate debts, or release equity from your home. It can also help you take advantage of lower interest rates or better mortgage deals that weren’t available when you first took out your mortgage.
How We Can Help
At Kings Financial, we understand that every homeowner’s situation is unique. That’s why we offer personalised remortgage advice tailored to your specific needs and circumstances.
Our team of experienced mortgage advisors will guide you through the entire remortgage process, ensuring you understand all your options and make the best decision for your financial future.
Our Promise
Transparent: We’ll explain everything in clear, jargon-free language.
Tailored: We’ll find the right remortgage deal based on your individual circumstances.
Trustworthy: We’re regulated by the Mortgage Advice Bureau (MAB), ensuring our advice is reliable and trustworthy.
Get Started Today
Ready to explore your remortgage options? Contact Kings Financial today for a free, no-obligation consultation. Let us help you secure a better mortgage deal and save money on your home loan.
You may have to pay an early repayment charge to your existing lender if you remortgage.
New-Build Mortgage
Making Your Dream Home a Reality
At Kings Financial, we understand the allure of a brand-new home. Whether you’re drawn to the modern features, energy efficiency, or the opportunity to customize your space, we’re here to help you secure a mortgage for your new-build property.
Our New-Build Property Mortgage Services
New-Build Mortgages: We can find the most competitive rates and flexible terms for mortgages on new-build properties. Whether it’s your first home or an upgrade, we can help you finance your dream home.
Help to Buy Schemes: As an approved broker for Help to Buy schemes, we can guide you through the process of applying for government-backed loans and equity schemes designed to help first-time buyers and existing homeowners purchase new-build homes.
Shared Ownership Mortgages: If outright purchase is out of reach, we can help you explore shared ownership options. You buy a share of your new-build home and pay rent on the rest.
